Things get worse as you pass your 70th and 80th birthdays; if you can find travel insurance, it’s three or four times as expensive as it was when you were 60, and your coverage options might be limited.
Be sure you understand what is covered and whether your needs match the coverages offered.
Primary Plan is a Group Health Benefit Plan, an individual health benefit plan or a governmental health plan (e.g. IMPORTANT: Certain Geo Blue policies are filed as secondary coverage. health plans do not constitute primary health insurance. This guarantee is essentially what allows direct billing between the healthcare provider and the insurance company.
The primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Some hospitals won’t provide any treatment—or won’t allow a patient to be discharged—until the hospital has received a guarantee of payment.
It’s also important to carefully read the entire policy certificate before you buy. If you don’t understand the certificate, ask a friend for help or call the insurance company.
Remember that you will normally have 14 days to change your mind after you buy travel insurance coverage.