Consildating student loans

But even with scholarships and Federal grants, most students will face a gap in their college fund that requires a student loan of one form or another.

Whether you pursue a Federal loan or a private lender loan there are benefits and disadvantages that all student borrowers need to consider.

A student loan refinance is a good choice for people who have seen advances in their income, career, or credit score since they were in school.

Our data-driven evaluation of your full financial profile gives us the ability to offer qualified borrowers lower, more personalized rates than traditional lenders can.

Under the current system, servicers have come under criticism from consumer advocates and even faced lawsuits from regulators for not doing enough to help borrowers find manageable repayment plans, including federally mandated options.

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That’s a crucial role in American higher education.While student loans can be a helpful way to get the education and skills you need, you do need to be aware that you will be expected to repay them.You generally can’t include student loans in bankruptcy filings, and for federal loans in particular the government has several ways to recover the money that you owe: One of the tools that can be used to receive payment on your student loans is garnishment.Can the government garnish your wages if you don’t pay your student loans? Few students can make it through school without the help of student loans.Even if it is possible to get through the first four years without debt, many grad students find that they need to borrow in order to move further in education.